default meaning

default means 'a failure to do something, like pay a debt or meet an obligation'.

default :

standard, usual

adjective

▪ The default settings are easy to use.

▪ The standard settings are easy to use.

▪ It opened with the default option.

▪ It opened with the usual choice.

paraphrasing

▪ standard – usual

▪ regular – normal

default :

failure to pay, failure to act

noun

▪ He is in default on his loan.

▪ He failed to pay his loan.

▪ The default was unexpected.

▪ The failure to act was surprising.

paraphrasing

▪ nonpayment – failure to pay

▪ delinquency – failure to meet an obligation

default :

fail to pay, fail to act

verb

▪ They defaulted on the agreement.

▪ They failed to follow the agreement.

▪ She defaulted on her payments.

▪ She failed to make her payments.

paraphrasing

▪ fail – not succeed

▪ neglect – not do something

Pronunciation

default [dɪˈfɔːlt]

The stress is on 'fault' and sounds like 'di-fawlt'.

Common phrases and grammar about default

default - Common meaning

adjective
standard, usual
noun
failure to pay, failure to act
verb
fail to pay, fail to act

Part of Speech Changes for "default"

▪ defaulted (adjective) – failed to pay or act

▪ defaulting (noun) – act of failing to pay or act

Common Expressions with "default"

▪ default setting – standard setting

▪ default on a loan – fail to pay a loan

▪ by default – automatically or because nothing else was done

▪ default judgment – decision made because of no response

Important examples of default in TOEIC

Vocabulary examples from the TOEIC test

In TOEIC word questions, default is often used to mean a failure to pay a debt.

▪The company defaulted on its loan.
▪The company failed to pay its loan.

Example of a confusing word: defect (a flaw or imperfection)

▪The company defected on its loan.
▪The company had a flaw in its loan.
"Default" is a verb meaning "to fail to fulfill an obligation, especially to repay a loan." In the sentence "The company defaulted on its loan," it is used correctly to indicate a failure to pay. "Defect," however, is a noun meaning "a flaw or imperfection" and cannot be used as a verb in this context. Saying "The company defected on its loan" is grammatically incorrect and changes the meaning entirely. Thus, "default" is the correct choice for expressing non-payment.

Grammar examples from the TOEIC test

In TOEIC grammar questions, default often appears as a noun or verb, focusing on financial contexts.

▪He is in default on his mortgage.
▪He failed to pay his mortgage.

default

Idioms and fixed expressions in TOEIC

default setting

'standard option', used in technology contexts.

▪The device uses the default settings.
▪The device uses the standard options.

by default

means 'because no other choice was made'.

▪She won the game by default.
▪She won because no one else played.

Differences between similar words and default

default

,

neglect

differences

Default is often used in financial contexts, while neglect is broader, meaning not to care for something.

default
▪He defaulted on his loan.
▪He failed to pay his loan.
neglect
▪She neglected her garden.
▪She did not care for her garden.

default

,

fail

differences

Default specifically refers to not meeting a financial obligation, while fail is more general.

default
▪They defaulted on their debt.
▪He did not pass the test.
fail
▪He failed the test.
▪He did not pass the test.

Words with the same origin as default

The origin of default

The word's etymology is not clear.

Word structure

The analysis of the word's composition is unclear.

Words with the same origin

The word's root is unclear or difficult to confirm.

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